The Services involve blockchain technology and digital assets. Transactions may be irreversible. You can lose access to assets due to wallet compromise, mistakes, or third-party failures. Melts are not bank accounts, not deposits, and not FDIC insured. We do not provide investment, legal, or tax advice.
These Terms of Service ("Terms") govern access to and use of Meltible.com and any related websites, apps, smart contracts, and services (collectively, the "Services") operated by BearerStable, LLC ("Company," "we," "us," "our").
By accessing or using the Services, you agree to these Terms. If you do not agree, do not use the Services.
For purposes of these Terms:
The Services are offered only in jurisdictions where they may be lawfully provided. We may restrict or block access based on jurisdiction, wallet address, identity attributes, transaction signals, or other risk/compliance factors at any time.
You must be at least 18 years old (or the age of majority where you live).
You may not use the Services if you are a prohibited or sanctioned person/entity (including OFAC or similar lists) or otherwise prohibited by law.
We may refuse, limit, suspend, or terminate access to any user, wallet address, transaction, or jurisdiction in our sole discretion to manage legal, compliance, fraud, security, or operational risk.
An NFT is a unique digital identifier recorded on a blockchain that can represent control of a specific on-chain token. NFTs are typically controlled through a wallet address. Transfers occur via blockchain transactions and may be irreversible.
A Melt is the branded NFT Art offered through Meltible.com — think of it like jewelry: it can have an intrinsic "melt value" (the metal) plus a separate design/collector premium (which the market may or may not value).
In the NFT world, Melts are Art with a redemption floor.
Melts may be implemented using token standards that support unique items and/or value mechanics (for example, ERC-3525-style structures).
Each Melt may include:
Melts do not represent:
Each Melt may include a Melt Value, which is the value of the attached stablecoin amount (or stablecoin-denominated redemption amount) associated with that Melt as displayed in the Services. If redemption is enabled and you meet the redemption conditions, you may redeem the Melt for its Melt Value (the "Redemption Floor"), subject to these Terms.
Any value above the Melt Value (for example, collectible, artistic, rarity, or secondary-market value) is not guaranteed, is determined solely by independent market participants, and may be highly volatile or zero.
When a Melt's Melt Value is denominated in a Stablecoin (including USDvt), you acknowledge and agree:
(a) Issuer Terms Apply. Your use, holding, transfer, and redemption of the Stablecoin may be governed by the Stablecoin issuer's own terms. For USDvt, see the issuer's terms at: https://usdvt.com/terms. If there is a conflict between these Terms and the issuer's terms regarding the Stablecoin itself, the issuer's terms may control your relationship with that issuer for that Stablecoin.
(b) Not a Deposit / Not Insured. Stablecoins may not be legal tender, may not be deposits or bank products, and may not be insured by the FDIC or any government agency. Holding a Stablecoin can involve issuer, reserve, and regulatory risk.
(c) Price / Peg Risk. Stablecoins can trade above or below their intended value on third-party platforms. We do not control third-party pricing, liquidity, listings, or delistings.
(d) Issuer Restrictions: Freeze / Block / Blacklist / Seize. Some Stablecoins may include issuer controls that can restrict transfers or freeze tokens at specific addresses (including blacklisted addresses or as required by law enforcement or court orders). If Stablecoin tokens are frozen, blocked, or restricted, you may lose access or be unable to transfer/redeem them.
(e) Blockchain / Support Changes. Stablecoin issuers may discontinue support for a Stablecoin on any blockchain, or change how it is supported, in the issuer's discretion. We do not control blockchains or issuer decisions.
(f) No "Reg E"-Style Protections. Digital-asset transfers may not receive consumer protections that apply to traditional bank transfers (including certain error-resolution and liability limitations). You may be fully responsible for unauthorized use arising from your wallet security failures.
(g) Issuer Failure Risk. If a Stablecoin issuer fails, you may not be protected by insurance and you may become an unsecured creditor of the issuer (or other responsible entity), with no assurance of recovery.
Depending on your jurisdiction, verification status, and what we enable at the time, the Services may allow you to:
We may add, modify, suspend, or discontinue features at any time.
Current fees and any fee disclosures for minting, redemption, transfers (where applicable), and other Services are posted at /fees (the "Fee Schedule").
You agree to pay all applicable fees in connection with your use of the Services as presented at checkout, mint, transfer, redemption, or otherwise during your use of the Services. You understand we do not control fees charged by third parties (including wallet providers, networks, custody providers, payment processors, marketplaces, or blockchain networks).
To the extent you use a Network Wallet or any custodial balance under our control, you expressly authorize us (and our providers) to deduct/debit from that Network Wallet or balance any applicable Service fees, amounts you owe us, and any other sums due under these Terms.
We may update the Fee Schedule from time to time. Continued use after the effective date constitutes acceptance.
You are responsible for determining and paying any taxes applicable to your activity, including minting, redemption, transfers, and secondary sales.
If you use a Non-Custodial Wallet, you control your private keys. We cannot recover keys or reverse transactions.
Some features may require a Network Wallet. Custody may be provided by third-party providers, and their terms may apply.
You are responsible for safeguarding devices, email accounts, 2FA methods, recovery codes, and wallet access. You are responsible for verifying all wallet addresses and transaction details before confirming.
Unless stated otherwise at checkout:
Clearance may take longer due to fraud signals, chargeback risk, compliance review, third-party delays, outages, or operational issues.
We may place holds or restrictions on sending/withdrawal/transfer/redemption where reasonably necessary for risk, compliance, incident response, payment disputes, or Stablecoin issuer restrictions.
Blockchain transactions are generally irreversible once confirmed. You are responsible for:
We are not responsible for losses due to user error (wrong address, wrong chain, or unauthorized approvals), except where liability cannot be excluded by law.
If redemption is offered for a Melt:
You acknowledge and agree that blockchain and digital asset systems involve risks, including:
YOU ASSUME ALL RISKS of using the Services and interacting with Melts, stablecoins, and smart contracts. We are not responsible for losses resulting from unauthorized access, compromised credentials, user error, issuer actions, or third-party failures, except where liability cannot be excluded under applicable law.
In a suspected security incident, we may (without notice) pause minting, transfers, split/merge, redemptions, or other functions; require enhanced verification; and/or disable parts of the UI to protect users and the system. We do not guarantee that any response will prevent loss.
THE SERVICES AND MELTS ARE PROVIDED "AS IS" AND "AS AVAILABLE."
WE DISCLAIM ALL WARRANTIES TO THE MAXIMUM EXTENT PERMITTED BY LAW, INCLUDING MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT. We do not guarantee uninterrupted access, error-free operation, or that Melts will have any resale value or market liquidity.
To the maximum extent permitted by law, we will not be liable for indirect, incidental, special, consequential, exemplary, or punitive damages, or loss of profits, revenue, data, goodwill, or digital assets.
Our total liability for any claim will not exceed the greater of (a) $100 or (b) the fees you paid us in the 30 days before the event giving rise to the claim.
PLEASE READ THIS SECTION CAREFULLY. IT AFFECTS YOUR RIGHTS.
Most disputes must be resolved by binding arbitration administered by the American Arbitration Association ("AAA"), and you waive the right to participate in a class action.
Before starting arbitration, you must send a Notice of Dispute and allow 60 days to attempt resolution.
Send a written Notice of Dispute to:
BearerStable, LLC — Legal Department (Notice of Dispute)
7901 4th St N, Ste 300, St. Petersburg, FL 33702-4399
Email: [email protected] (subject: "Notice of Dispute")
If not resolved within 60 days, either party may initiate arbitration with AAA under:
Venue / Location: Pinellas County, Florida (or remote/video if permitted by AAA).
Disputes must be brought only on an individual basis. No class actions, collective actions, or representative proceedings are permitted in arbitration or in court.
Any claim must be filed within one (1) year of the event giving rise to the claim, unless applicable law requires a longer period.
BearerStable, LLC
7901 4th St N, Ste 300
St. Petersburg, FL 33702-4399
Support: [email protected]
Legal: [email protected]